Practice Areas

• Accessory After the Fact
• Arson
• Assault & Battery
• Battery on a Peace Officer
• Assault with a Firearm
• Battery
• Assault with a Deadly Weapon
• Bail Review & Reduction
• Carrying a Concealed Weapon
• Child Endangerment
• Conspiracy
• Criminal Threats
• Domestic Violence
• Driving with A Suspended License
• Drug Possession
• Marijuana Possession for Sales
• Drug Possession for Personal Use
• Drug Possession for Sale
• DUI Defense
• I've been arrested for DUI. What happens to my Driver's License?
• DUI Under 21
• The 'Rising Blood Alcohol' Defense
• Attacking the Breath Test
• The "No Driving" Defense
• I've been arrested & cited for DUI? What happens next?
• Attacking the Blood Test
• Elder Abuse
• Embezzlement
• Expungements
• Hit and Run
• Housing Violations
• Juvenile Defense
• License Defense
• Nursing License Defense
• Murder
• Police Misconduct Litigation
• Pre-Filing Investigations
• Professional & Vocational License Defense
• Prostitution
• Public Intoxication
• Sex Crimes
• Indecent Exposure
• Solicitation of Prostitution
• Rape
• Theft Charges
• Robbery
• Purse Snatching
• Burglary
• Petty Theft
• Embezzlement
• Identity Theft
• Three Strikes Law
• Vacating Convictions
• Deportable Offenses: Vacating Your Guilty Plea to Avoid Deportation
• Vandalism
• Vehicular Manslaughter
• Warrant Recall
• Weapons Charges
• Witness Intimidation

Torrance Criminal Defense Lawyers on DUI Convictions and Your Finances

As you have probably guessed, a charge for driving under the influence of alcohol or drugs will affect your car insurance negatively. However, exactly how a Torrance DUI conviction affects you is highly dependent on the particular insurance company that you deal with on a regular basis.

What Happens after a DUI Conviction?

When you are convicted of a DUI charge, the Department of Motor Vehicles (DMV) is notified by default. A hearing is held to determine what driving rights should be suspended as a result of your DUI conviction. After the hearing, your insurance company has the right to obtain information from the DMV. In turn, your car insurance rates can increase, be ineligible for renewal, or even be cancelled altogether, depending on the particular case. This occurs because after a DUI charge, insurance companies regard you as a high risk. After all, statistics do reveal that driving under the influence of alcohol and/or drugs triples your likelihood of being involved in an accident. That being said, the decision that the insurance company makes is also dependent on a number of factors that include your age, your previous driving record, your general criminal record, etc.

Howa DUI Conviction Affects Other Types of Insurance

Besides car insurance rates, there is a good chance that a Torrance DUI conviction also will increase the premiums on other types of insurance - such as life insurance and disability insurance. Again, insurance companies now categorize you as a "high risk" individual due to your DUI conviction. Thus, the best way to avoid these insurance issues is by working with a qualified DUI defense lawyer.

Have you or someone you know been arrested for DUI? Contact McGregor & Ernenwein to obtain a completely free consultation with one of our experienced Torrance criminal defense attorneys.